Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
I am talking about a mortgage broker. Should we use them? I am a well-seasoned Realtor here in Jacksonville, Florida. Let’s be honest, not only have times changed but we are in unprecedented waters of change. Like most realtors, in the past I had relied mostly on my tried and true lender tied to a major reputable bank. I did not see any real benefit of using a mortgage broker.
These days I am finding that sometimes you need 2-3 lenders to close a sale. More and more realtors are realizing the benefit of using a mortgage broker just for this reason. If needed, a broker can submit the loan to multiple lenders until he finds an approval without stressing out my client since he simply forwards the documentation he already has to the other lenders. This saves time and stress because without a broker you would have to start all over if you wanted to apply to multiple banks on your own.
After further involvement with a broker I gained a deeper understanding of their function and the additional benefits they added to my business. A mortgage broker is typically associated with many banks. Sometimes over a hundred but they typically utilize 3-5 major lenders on a regular basis. The others are there when they need to place a loan for unusual or non-typical situations that typically involves credit or property types.
For example, a borrower wanting an FHA loan with only a 580 middle credit score would have a hard time finding loan approval with a major lender since they typical require a 640 or at best a 620 middle credit score. Most brokers have access to lenders that accept FHA loans with a 580 mid score. In addition a broker can also find lenders who accept properties that the mainstream lenders shy away from such as manufactured homes or condos.
A word of advice before you begin working with a broker, be sure he/she has many years experience as a loan officer since they need a very good understanding of the business to work in that environment.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.