Mortgage rates near all-time lows

Mortgage rates have dipped to near record lows once again.

Despite the very low rates, market activity is slower than it was several weeks ago, back before the tax credit expired.

Sellers, you need to know demand is lower than it was several weeks ago.

Buyers, you may have more negotiating leverage than you think. Not a bad position to be in with such very low rates.

Dan Miller, Keller Williams Realty and www.DaneCountyMarket.com