Credit Scoring...What Do You Need To Know

I'm not going to tell you that good credit is vital to your financial health because most likely you already know that.

Lending guidelines are currently changing and we've seen credit history and FICO scores requirements get tighter by the hour. It's never too late to start working on your credit and if you're planning on purchasing a home, the sooner the better.

I hope this video will help you understand how credit works and give you some tips on how to make the most of your scores. After all, good scores can save you thousand of dollars on your mortgage payment.