30 year fixed= 4.875% 4.965% APR all closing costs paid
20 year fixed= 4.875% 4.965 APR all closing costs paid
15 year fixed 4.375% 4.465% APR all closing costs paid
(These rates are as of 6/12/2010 and are subject to change) Lower rates are available assuming all closing costs are paid by borrower. Above examples require $220000.00 or greater loan balance, 80% LTV DTI ratios within guidelines, and a FICO of 740 or higher.
If you would like to lock up one of these rates, please call me asap as they have been changing as fast as all the other volatile markets lately. We can complete the refinance from start to finish in 30 days or less if we meet all the parameters. The hardest part getting these done lately has been all the weak appraisal reports in both NJ and PA, and all around the country for that matter. Thank you in advance for your future or returning business! If anyone you might know is also interested in a refinance, please feel free to forward this blog message. I also work with many Realtors who feel very comfortable knowing I am always there for them with the most complex purchase challenges.
Best regards,
Phil Gustte
Mortgage Specialist
Walter Financial Inc.
713 Hyde Park
Doylestown, PA 18902
215-888-9915 (Direct)
Fax 215-230-4015
NMLS# 134328
www.activerain/gustte
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