Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Now that were are on the bust side of the last real estate boom, the housing market is entering into a completely new environment. REO's (Bank Owned Properties) and distressed properties litter the market. Stricter loan underwriting rules apply too. Cash is king and appreciation isn't guaranteed.
But buying is still possible if you understand what's changed. To help you stay on the positive side of the equation, here's a look at just some of those changes.
• You need an equity stake. That means don't leverage yourself to the hilt. A larger down payment gives you immediate equity in your home and a better shot at landing a loan for less. During tough times, with an equity stake, you'll be less likely to walk away from your home than you would if you put little or zero down and have no stake in the home. Cash is especially crucial when buying investment properties because financing options are even more limited for investors than for owner-occupied home buyers.
• Credit has tightened.In the past if you had a puise and a good credit score, you would be able to push your refinance papers through in less than a month. Today you'll need a credit score in the 700s to get a decent loan. You'll have to prove your employment, income and assets, reveal your debts and expenses and prove you can make the mortgage payment.
• Home ownership is a privilege. It's also a responsibility. A major lesson from the housing boom taught us not everyone can or should own a home. Today's housing market is littered with homes purchased by buyers who moved to quickly and later discovered they could not afford interest rate resets or the mortgage once the economy stumbled.
• Smaller is becoming in. The era of energy, money eating mega mansions is over. Smaller homes are less expensive to own, to operate, to maintain and easier to sell. Using less energy, they are also greener. Who needs all that space anyway?
• Fast appreciation is not a guarantee. With home prices off as much as 50 percent since the peak of the market, buying a home can be a good deal. However, buy because you can afford the home and owning is a better deal for you than renting. Don't buy because you expect appreciation to double over night. Some experts say a full recovery could be 3-5 years away. Healthy home values appreciate over the long haul. not over night.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.