The most crucial subject matter to figure out is that the VA Loan Approval procedure is 100% dependant on documents. Make sure your Veterans Home Mortgage is worry free; by getting all your necessary documents in advance to you preliminary loan pre approval.
VA Eligibility
DD214
Employment
Current two years of tax returns with all schedules
Two years W-2's, 1099's
Latest pay stubs containing one month phase.
Self-Employed will necessitate Three years Tax Returns and YTD Profit & Loss Statement
Savings
Three months complete bank statements for any and all accounts with all pages
Statement from retirement, 401k, mutual funds, money market, stocks
Credit
Statements from your bills, demonstrating minimum payments and account numbers
Name, Address, and Phone number of your property-owner, or 12 months cancelled rent checks
Lack no credit. Copies of 12 months your utility bills will be needed.
The entire Bankruptcy and Discharge Papers.
You co-signed for a mortgage, car, credit card, etc, need 12 months cancelled checks; front and rear, indicating you are not making payments.
Personal
Drivers License
Social Security Card
Complete Divorce, Palimony, Alimony Papers
Green Card or Work Permit
If a Refinance or you own Rental Property
Note & Deed from current loan
Property Tax Bill
Hazard (homeowners) Insurance Policy
Payment Coupon for current Mortgage
If property is a rental, need Rental Agreements
Find additional information Baltimore HUD Homes or VA Home Loans
;)
;)
