Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Realtors do you take the time to interview the loan officer who's pre-approval is with the buyers offer to purchase prior to submitting that offer to your sellers ?
The cold hard, being a loan officer today requires much more than taking a loan application, running credit, presenting the rates & fees to the client and if they agree to move forward, handing it off to a processor. A huge part of being a loan officer today is educating oneself on the ever changing guidelines that can effect the out come of a loan program and properly interviewing prospective clients prior to issuing their pre-approval. This for me anyway insures that they are qualified to purchase with no contingencies or what if's, which in my mind today is no longer a formality its a requirement. For me issuing a pre-approval to a client who is buying a home puts my name and reputation on the line and because my business is built on the trust and confidence my referral partners put in me, I take my business very seriously.
At the end of the day I am responsible for protecting the interests of all those involved in that transaction by providing the financing that I said my client was qualified for on my pre-approval.
Questions I encourage my Realtor's to ask, privacy issues do not allow specifics to be answered however I always give ranges:
What are the buyers credit score ranges.
Does their credit score qualify them for this loan program.and loan to value.
Are their debt to income ratios in line with the loan program you qualified them for.
Do they have a 2 yr job history. ( not always required but a good thing to know)
Did you review their income documents, (very important if self employed to review tax returns)
Did you review their asset documents.
Is there anything you can see that would prevent these buyers from closing as scheduled on this property. ( except for appraisal or title related issues)
Will you inform me right away if you encounter any red flags at all.
While I a sure there are many other questions you might ask, these are what I feel backs up the words on that document we call our pre-approval.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.