Who are the credit reporting agencies?
All the credit reporting agencies are private for profits companies, who sell your secure and private information's to Lenders, organized crime collections agencies, and predators credit cards companies for profits!
In my opinion there's life after bankruptcy, Bad debts, Divorce, Foreclosure, Layoff, and short sale!
The federal laws prohibit organized crime collection agencies/companies from collecting debts without first validating that the debt is valid!
So, how many times the collections agencies validate your debt? I will say ZERO time!
Good credit scores is always the key that opens your financial door to your future!
To find out what's on your credit report for free goes to: www.annualcreditreport.com
If you find any negative or inaccurate information's on your account! You can challenge all inaccuracy with the credit reporting agencies!
The following is the contact information for all three (3) credit-reporting agencies!
Equifax at www.equifax.com telephone: 1-800356-4715
Experian at www.experian.com telephone: 1-888-397-3742 and Trans Union LLC
At www.transunion.com telephone: 1-440-779-7200
This is just FYI only!
Thanks
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