If you have a FHA loan you can go to HUD and ask them for a one time interest free loan to pay off the delinquency of your current FHA loan. This is called a partial claim, this becomes a second mortgage and is not due and payable until the first loan has been paid off or you sell your home.
It is something most homeowners are not aware that they have as an option. Please get in touch with HUD and ask about this program.
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