Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
A loan officer contacts me and says that he wants to pay a lender from another company who has referred a deal to him. I push my keyboard away and listen. He says that he got a referral from a lender in California. That lender isn't licensed in Illinois and my loan officer was told that he could and should pay the referrer.
While I'm a still a semi-young buck, I look to him....rubbing the stubble on my newly shaved summer crew cut, and pause..... This young "grasshoppa" has a lot to learn about lending." This guy is as honest as they come, but I can't believe he's asking this question. I think to myself...."he really doesn't know, does he?"
TWO PARTS TO THIS POST!
I'm thinking to myself, this guy either:
Didn't pay attention to this part of the licensing instruction;
Didn't study or was asked questions about this when he went through the licensing part of the test; or
Forgot what he learned.....
Lost all of his brains when he got his first commission check.
I'm not concerned about my guy really. He asks questions all the time, is a hard worker, and never wants to take advantage of anyone. He freaks about "not doing the right thing." Don't get me wrong. I told him that he's one toilet flush away from going down the career tube, but I feel that it's a one and done with him.
I tell him that paying a referral fee to another loan officer would actually be a crime and that he'd lose his license.....as would the idiot who's been in the business forever who told him that that it was OK and that he needed to be paid by him. So, as a big shot attorney (at least in my own mind), I tell him about "abandonment".
FOR EXAMPLE, I'm going to rob your house with three friends. We've been planning it for 3 days, 3 weeks, or 3 years. I get in the car to drive to your house, but as soon as I get in the car, I say to myself, "I can't and I won't." I get out of the car, go home, have a beer watch TV and go enroll in the seminary. I tell my friends to "F-off" just for good measure. That's abandonment (not the "F-off part). No crime was committed. You walked away prior to the crime.
Forget the whole issue of intent. We'll save that for another lesson in law, but he abandoned the crime prior to committing it. As I told him, just because you did something stupid (agreeing to pay for what you legally can't pay for) doesn't mean you have to do something more stupid and fully consummate complete stupidity. Sure the idiot will be pissed. But I'd rather piss someone off than being a bunk mate in cell block 25350.
I tell my guy, let him get pissed. What's he going to do? Contact the authorities and say:
"Hey, I was going to commit a crime with this guy and now he won't play by the rules of our agreement?"
I told him...let him call Obama, Blagojevich, the State's Attorney, District Attorney or whomever. Just tell him that you're done, but when you have the opportunity to refer a deal in California, that you will without expecting compensation. Easy, Easy, Easy!
Well, Life is like a box of chocolates....you'll never know what you'll get until you take a bite. My guy writes this dude and calls him and tells him:
Dude...I was asking my boss how to work it through payroll and he said;
Don't do it, it's a crime; so I'm not gonna. I don't want either of us to lose our licenses; but
When I get a deal in California, I'll refer it to you.
This piece of chocolate stinks on the inside. He raises hell about not getting paid even though he knows that it's illegal. I feel bad for my guy. Great heart, asks all the question, but was a bit naive about lending, jail cells and bunk mates. If my guy was a crook, he wouldn't ask. Stupid? Perhaps, but I think he just had a bad mentor a bit earlier in his career.
Finally, Mr. Pee Pants (that's what I call him for his incessant whining) himself contacts me asking for his money. I tell Pee Pants to quit whining (and peeing in his pants) about being kept from the feds, group showers and half way houses.
By the way, the compensation that he wanted was $300.
So you gotta ask the question
....are you willing to give your license and livelihood away for $300?
I think not. Remember, just because you did one thing really stupid, it doesn't mean that you have to follow it up with something even more stupid.
If you choose, you can find me here:
NMLS ID#158606 An Illinois Residential Mortgage Licensee
1 “Let not your heart be troubled; you believe in God, believe also in Me. 2 In My Father’s house are many mansions; if it were not so, I would have told you. I go to prepare a place for you. 3 And if I go and prepare a place for you, I will come again and receive you to Myself; that where I am, there you may be also. 4 And where I go you know, and the way you know.” (John 14:1-4, New King James Version)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.