THE VALUE OF UNITY!!!

 

               Let's get Together!                UNITY ~ TEAMWORK ~ COMMON GROUND

So, I have been sitting here reading blog after blog after blog.  I love to read what everyone writes about.  I learn some new things and that is way cool.  I also find things that I either know or have blogged about myself.  As I was reading one today by a fellow "Rainer", I discovered I had a plan!

                                                        a fresh idea

You see, I have really had a hard time with all of this mortgage crud and all of the negativity about the housing market.  While it is true that I am a loan consultant, and that my pocketbook is better when the market is more successful, it is also true that I am an American and a proud one at that.  I have been a bit more than outraged with the media.  Yes, there are changes in the interest rates, changes in the market, and in the economy as a whole.  Yes, some of those things are scary, while others are not so much.  But, let me tell you this.  If I knew nothing about our industry, and I were watching the news ~ or reading articles online ~ or listening to the radio ~ and even seeing some blogs by professionals, I too would be in a state of panic!

                                                         No Panicking here...

Instead, as we are all educated professional, and we can stand together -- unified, why have we not had one loud voice to declare that yes, things may be bumpy, and yes, we expect to prevail through this time of uncertainty?  Is it that we, too, are afraid?  Or is it that we are not sure how to do this?  I mean, Active Rain alone has 42,5900+ members.  If there is strength in numbers (and there is), we do have power.  We do have some control over where the media takes this market. 

 

Now is a buyer's market.  Guess what...people should be buying homes.  They are going to get them for a better price right now than they did one year ago.  The interest rates are going up -- guess what, if they continue to go up, you should be buying now, not waiting for them to go up again!  And, they are still well below what is traditionally a "normal" rate!  Come on, people -- let's get together on this thing.  Let's get out there and encourage the real estate market.  Hopefully during the process of reading my rambling, you are feeling inspired to help buyers, home owners, borrowers, sellers, and the like to calm down.  I am hoping that out of this post, we are able to come up with some solid ideas on how to halt this panic.  A panic similar to that just before the Depression -- only there is no need for it.   Let's learn from history, not repeat it!

                                                                It can still happen for you!

So, a few ideas to help our situation and the economy as a whole are to:

  • Send out a press release; if Active Rain were the organization sending it, our website may even get additional media play and coverage.  That is never a bad thing!  I was once very involved politically, and have had a lot of practice with press releases.  When done properly and with good amounts of follow up, they do get solid coverage.
  • Write letters to the editor of your local newspaper.  Occasionally, they become feature stories.  You want to be an "expert" in your community/city/state?  There is a great (and free) venue.  Believe it or not, there are a lot of people that read them
  • Phone and write in to news outlets who are expressing such negative thoughts and viewpoints to the masses.  DO they not realize that the housing market will affect the entire US and global economy?  If they do, they should then realize that the economy needs us to be successful!

 

Please let me know your thoughts on what we can do to stand together and solve this apparent media circus and their crying wolf.  I am anxious to hear your thoughts.

 

17 Comments on THE VALUE OF UNITY!!!

Great ideas!  I love the idea regarding becoming an expert with your area and local paper.

08/11/2007 10:33 PM by Ahwatukee Real Estate Expert, Dawn Workman, MBA (DPR Realty, LLC)


Bravo my dear!  I spent the entire summer working on my website and explaining in detail how fabulous our town is to help off set our paper I call the Naples Daily Blues.  I used to think we were the Paris Hilton of real estate...in fact, we probably were but now a bigger moron has come into the picture and now she's not as bad as she once was...just like we've stabilized considerably and now not considered the most over valued market anymore.  Hooraay for bigger morons and more expensive markets!  All of this drama will soon pass, just as it always does and yes different drama will replace it.

08/11/2007 10:34 PM by Shannon Lefevre Naples, Florida CRS (John R. Wood REALTORS Inc.)


Great Blog! You had some great ideas that I will have to keep in mind!

Cristy

08/11/2007 10:44 PM by Cristy Redden (Framework Mortgage, An Alethes Company)


Dawn ~  Thank you for reading!  I am hoping that you are able to take some action with the paper, and good luck to yoU!

Shannon ~ Which moron is bigger...Brittany, Nicole, they all seem rather moronic to me!  :-)  In truth, yes, the drama will continue on even after this one is gone.  And that will be nice for all of us.  In the meantime, we will all just need to be loud -- and let's face it, Realtors and Mortgage Brokers are not normally afraid of loudness!  ;-)

08/11/2007 10:46 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Cristy ~  Thank you!  I certainly hopethat you can use some of those ideas.  If you are able to implement them, you will be more successful (name familiarity) and the entire industry will be too!!  Let me know if you need help with any of it.  I have had a lot of practice with these things.  Best Wishes!  :-)

08/11/2007 10:48 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Sarah,

Couldn't agree with you more. The media has been pounding this market negativity for months now. First it was the housing market, now it's the mortgage industry. AR could as a large community issue a press release and talk about the positives, like buyer's market. And the conforming mortgage rates are still low. Good post.

08/11/2007 11:22 PM by Esko Kiuru - Las Vegas NV Mortgage Consultant (Sinifox Financial)


Esko ~  How do you think we go about getting AR to issue a press release?  Any ideas...I am open to them for sure!  I agree, though...obviously!  Enough is enough.  Thanks for your post!

08/11/2007 11:42 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Sarah,  Not that I have the time or stomach to pay too much attention but I think Lindsey..Lindsay Lohan has got the title this week.  I feel her pain.  When the Wall Street Journal was beating Naples to death it was like reading about yourself doing something painfully stupid in the Inquirer....whew... glad those days are over.  Talk about an email storm!

08/11/2007 11:47 PM by Shannon Lefevre Naples, Florida CRS (John R. Wood REALTORS Inc.)


Shannon ~  Oh, that is probably true!  So sad for that little girl... She used to be so cute!  LOL.  Yeah, we all make stupid mistakes, it is unfortunate that some people (or places) must play out on a national stage!  Some day I would love to hear about the Naples bit.  I am afraid I must confess cluelessness with that one!  Thanks for keeping me/us informed!  :-)

08/12/2007 12:09 AM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


You make some great points Sarah,  we can't have the best year in real estate EVERY year. Eventually it will cool and will level out. People seem to forget (partially thanks to the media) that something like 98% of the mortgages ARE performing. Yes the subprime world has gone chaotic but it would have been crazy to not expect that. I mean, if you give someone a loan who has a track record of NOT paying bills what do you think is going to happen? They are probably NOT going to pay their mortgage! In the end it'll probably be better that guidelines have tightened. The stronger borrowers will be able to buy, their won't be a frenzy of people trying to outdo each other in a bid war and prices will stay within reason.  It would definitely be wise to send in a letter to the media outlets, however, bad news generally draws more attention so I'm not so sure they would want to post as much about what is stable... Good ideas though, I might just have to do some detailed research and send in an article!

08/12/2007 10:19 AM by Rick Grand (Oregon Real Estate Properties)


Rick ~  Thanks for writing in on your feelings.  I agree with you that as a whole, bad news sells.  At least it often sells better than good news. At the same time, though, when a group of people band together, we find that the press coverage is better.  Particularly in this industry, where many outsiders (and unfortunately a few insiders, too) see the professionals as selfish back-stabbers -- I believe that we could get some media play.  If, as an example, Active Rain were to send out a press release, it may not get any play time or attention in the mainstream media.  That is where the follow up by the "masses" come into play.  In the political world, we call that grass roots.  :-)  So, if we had 1/2 of the membership asking why the press release had not even been made mention of, it basically forces the news outlets to make a segment about it.  So, you go get that research done, write an article (or letter to the editor) and post it here too!  Good luck!  :-)

08/12/2007 11:52 AM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Hello Sarah,
Good job and I agree, I get so very, very weary of the media and its negativity.  Ok, are you volunteering to do a press release?  I say, contact the AR gods with the idea and a sample, see where it goes.  Go girl!

08/13/2007 10:50 AM by Cynthia Tilghman, Realtor® Onslow County NC Home Specialist (Kingsbridge Realty, Inc)


Cynthia ~  Thanks for your post.  I actually did email them about it yesterday.  Hopefully we can do something!  I certainly could write one if that would be helpful!  I am fired up and ready to go!

:-)  Sarah

08/13/2007 11:20 AM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Sarah-First of all we need to stand with a positive attitude. I'm here in Utah and when word was out (back in April) that the market was going to take a dive, I started to hear so much about it, in such a negative way.  Agents were panicking, some of the lenders were extremely reserved, it's almost as if everybody threw in the towel and started giving up.  Agents dropped left and right.  To tell you the truth, our market is just now, in August feeling it slightly.  The past 4 months have been great months.   I'm not about to give up.  I don't want my clients to feel the negative.  It's a "normal" market now.  I'm going to jump in and give them the best service I can.  Really, I think people just took this opportunity as an excuse to not perform and put out their best effort.  And my effort is to make a difference.  Thank you for your encouragement and great post!

08/14/2007 04:44 AM by Julie Neerings~Lifting Hearts ♥ Building Dreams~Utah REALTOR® (Keller Williams Salt Lake City)


Hi Julie!  Thanks for reading and writing.  I have missed seeing you around!  :-)  You are so very right, do not give up.  You are fabulous because you do care and your work ethic and attitude show that to be true.  Keep up the hear work sunshine!!  :-)

08/14/2007 07:53 AM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Sarah...  we need to stay positive and to educate the average consumer. Nice job here.

jeff belonger

08/15/2007 08:21 AM by Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages -- Mortgages (Infinity Home Mortgage Company, Inc)


Jeff ~  Thank you.  Education is certainly a key.  One that was overlooked while many people went crazy just making money!  Thanks again for your visiting and commenting!  :-)

08/15/2007 09:50 AM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


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Loan Officer: Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)
Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public
Oregon City, OR
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