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Things bother me. A lot of things. When I can't sleep, I turn on TV, and the yawn feast found in the wee hours of early, early morning programming usually knocks me out faster than two shots of Grey Goose.
The House Oversight & Government Reform Committee hearing had the who's who of the banking world.
"Loan service executives testified on foreclosure prevention efforts, focusing on the implementation of the Home Affordable Modification Program (HAMP).
Michael Heid, co-president, Wells Fargo Home Mortgage, Wells Fargo & Co. ·
David Lowman, CEO, Chase Home Finance, Inc., JP Morgan Chase Bank ·
Sanjiv Das, CEO, CitiMortgage Inc. ·
Barbara J. Desoer, president, Bank of America Home Loans ·
David Friedman, president and CEO, American Home Mortgage Servicing Inc
I found it to be pretty non-partisan, a few plugs for and against Pres. O . . . but for the most part, the grilling was saved for the Witnesses . . . who bore testimony, I might add, that $75 BILLION was put aside for HAMP. That's $75 Billion of TAXPAYER MONEY . . . and only $700M was spent.
Don't think it's a good thing that they're not spending the money. They're not spending what was EARMARKED to HELP PEOPLE!! And why is that? Because they would rather foreclosure!
Ms. Desoer actually does know which side of her bread is buttered, and that would be the INVESTOR side! She talked about "the investors" over and over again . . . and how concerned she was for them.
My HERO was Rep. Mike Turner from Ohio:
"THE ANECDOTAL STORIES THAT WE HEAR FROM REALTORS, FROM NONPROFITS THAT ARE TRYING TO ASSIST HOMEOWNERS is that the loan servicers are not responsive. . . it's an incredibly difficult process . . . In fact, you are making decisions that don't follow the market. That when there are short sales that are offered, that in fact, you allow the loan to go into foreclosure."
Let me REPEAT what Mr. Turner said: "That when there are short sales offered, that in fact, you allow the loan to go into foreclosure."
EXACTLY!! I need to buy that guy a beer!
Mr. Turner then suggested that it would be even more helpful to not have a panel of just loan servicers, but a panel with Realtors(r) and social workers on one side, and loan servicers on the other. And then he goes on to say . . . "Because we're hearing a different story than what you're telling us today."
What the Bankster Pimps were testifying to before the The House Oversight Committee is how they're trying . . . really, really trying to help people stay in their homes, and not foreclosure on them.
To HEAR Mr. Turner's GREAT INSIGHT INTO WHAT IS REALLY HAPPENING:
Click on it . . . and listen very carefully to Mr. Turner -- HE IS SAYING A MOUTHFUL -- HE SPEAKS FOR ME -- And, I'm not even in OHIO!!
Mr. Turner's time was running out, and he was talking fast, but LISTEN TO HIM!! LISTEN TO WHAT HE HAS SAID!!
Unfortunately, C-Span doesn't have this set to embed and/or share, otherwise, I would have had it here for you.
I thought the entire hearing was fascinating, and everyone on The House Committee was extremely good, and I thought they were geniue . . . they WERE TALKING ABOUT THE AMERICAN PEOPLE in their communities. I think some people in Washington are listening. Not enough. But some.
The other members of the committee were very good! But Mr. Turner SPOKE.
And by the way . . . HAMP is set to END this October 2010. I'm sure the Bankster Pimps are really happy about that! They like "F'ing" people . . . FORECLOSING!!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.