Here is a list of best places to live in America.  http://money.cnn.com/magazines/moneymag/bplive/2009/top100/

I wish Athens Georgia was on the list, because it is a very nice place to live.  The cost of living is good, and the music scene rocks.  Home values in Georgia have slumped a bit, which has made refinancing a home difficult, however Georgia still has a ton of affordable homes on the market.  In fact, Brand Mortgage and Gwinnett County of teamed up to set aside down payment assistance for home buyers purchasing a brand new home in Gwinnett County Georgia.  This program is not limited to first time home buyers and has very little restrictions.  In addition to the Gwinnett Grant, Brand Mortgage also has several other down payment assistant programs available for qualified first time home buyers. 

If you are in the market for a home that requires non-conforming loan such has JUMBO or SUPER JUMBO, we have you covered. 

To apply for a loan with down payment assistance or a JUMBO mortgage, please visit the link below:

www.LoansMadeBySteve.com/loanapplication

Thanks,

Steve Shockley

Senior Mortgage Banker

Brand Mortgage

770-778-7497