The Total Money Makeover by Dave Ramsey. Talk about an eye opener! If you don't like starring truth in the face then this book should not be on your "must read" list. Dave lays it all out there, as it is, even if most of us refuse to face the truth.
Credit issues, debt, bankruptcy, making good money but really being BROKE...all of thee topics are covered in this book. Dave gives real-life practical examples of truths versus myths when it comes to handling money and ways to finally get out of the debt and live life making NO payments to anyone and becoming wealthy.
Here are some of the topics that are covered in this book:
Here is a link to sample chapter of the book if you want to explore it a little:
http://www.totalmoneymakeover.com/media/pdf/chapter_2.pdf
Here is a link to site built just for the book:
https://www.mytotalmoneymakeover.com/index.cfm?
Throughout my life I have been skeptical of books like these but after hearing that my church had a cell group (small informal meetings that are put together to bring people together and explore life and move forward in faith) I decided to visit my local library and see what all of the hype was about when it came to Dave Ramsey.
After beginning to read the book I found that it was actually hard to put down. We all know what we should be doing in life when it comes to our finances but do we do it? Most of us probably don't and I truly believe that it is because of what Dave Ramsey says...we are taught skills such as reading and writing and how to earn a living in school but we are never taught what we should do with those earnings once we have them. According to Dave we all will have approximately 2 million...yes, I said MILLION go through our hands throughout our lifetime. I don't know about you but that money is not in my bank account...so I opened my mind to what Dave had to say to see if I could hold onto a little more of what comes in.
So far...although I have been good enough not to be swimming in debt in my lifetime...the bills I do have are shrinking by using Dave's plan. Dave's plan when you sit back and look at it is really common sense...thinking that we sometimes forget to use. You know...the impulse stuff we do as humans.
I think the most important thing I got from reading this book was finance knowledge. I plan to share this book with both friends and family and probably even clients.
Remeber...the definition of INSANITY is...doing the same thing over and over and expecting different results.
Just remember this quote from the book if you don't remember anything else.
Don't try to keep up with the Jones'.....the Jones' are BROKE!
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