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Rate Lock Advice for Chicago and Oak Park - 7/6 (No Change)

By
Mortgage and Lending with Chicago Bancorp

Short-term - LOCK as there is no longer a benefit in floating this close to closing. If you are closing in 7 - 15 days, I would consider FLOATING, but markets are trending toward repricing at higher rates.

Long-term - FLOAT on belief that weakness in the economy will continue supporting the possibility in continued low rates

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