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Health Care Coverage: Which insurance provider do you utilize, and why?

By Ralph Gorgoglione

Real Estate Broker/Owner with Metro Life Homes RS-78439 / BRE #01708344

July 11, 2010 04:43 AM

Health Care Coverage: Which insurance provider do you utilize, and why?

Just wanted to take a survey to see which Health Care Insurance some of my Active Rain friends use, and why?

I use Anthem Blue Cross, on their Tonik program. It is a very competitively priced PPO Insurance program.

I was thinking about going over to Kaiser Permanente for a while, but then after I FINALLY found a doctor that I really like (who seems to care and where I don't feel like I'm on a conveyer belt with a price tag on my forehead) I decided to stay with my present insurance.

I've heard that the National Association of Realtors has a group insurance plan, but I don't know too much about it.

How do you like your health insurance program? What are some of the good or bad things about it?

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Cynthia Larsen

Cotati, CA

Independent Broker In Sonoma County, CA

Anthem Blue Cross, same as you. My monthly fee is $180 where Kaiser through the California Association of Realtors was $327 a month. Big savings.

Jul 11, 2010 04:46 AM

Ann Allen Hoover

RE/MAX Advantage South - Hoover, AL

CDPE SRES ASP e-PRO Realtor - Homes for Sale - AL

We also have Blue Cross......I am grateful that my husband's employer offers it at a reasonable price for their employees and their families.

Harry F. D'Elia III

WEDO Real Estate and Beyond, LLC - Phoenix, AZ

Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

Health insurance for the self employed is very expensive these days. Great post

Jul 11, 2010 04:52 AM

Janis Trent

Realty USA Southwest, Inc - Phoenix, AZ

Since my husband and I both have had cancer, we can't find an affordable insurance. I have been looking for awhile, and many of them say they will cover everything excluding the prexisting condition....or that the condition won't be covered for 18 months. I checked with the National Association of Realtors and it was an ok plan, just not affordable in our situation. I am still looking as we need to keep up on our meds and check ups! Medical Insurance has been a big issue for many self employed Americans who have had prexisting condtions. If anyone knows of an affordable plan....PLEASE let us know!

Ralph Gorgoglione

Metro Life Homes - Palm Springs, CA

California and Hawaii Real Estate (310) 497-9407

Janis,

Hopefully the new laws that the Obama Adminstration having started putting into place will eliminate the discrimination your a facing due to pre-existing conditions.

I've been told that it should be in place for adults in the next 2 years.

Jul 11, 2010 05:22 AM

Health Care Coverage: Which insurance provider do you utilize, and why?

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Ralph Gorgoglione

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