McIntosh Commercial Bank has lost so much money on loans that, by one measure, it was financially the weakest of Georgia's roughly 300 banks. So rather than look within for insights as to why the bank has failed miserably, representatives are actually complaining that federal regulators were being overzealous in closing banks.

Here's probably a more realistic explanation: they loaned too much money to developers, builders, and buyers and when the market tanked, so did they - just like countless others.

Greed causes the downfall of many. And it seems blame is very commonplace when things go wrong.

 
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Ron Costa

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