In the craziness that was the market a few short years ago you did not have to really work towards the goal of owning a house.  Heck if you were breathing and could sign your name you could practically buy a house without a penny down and the banks would cover the closing costs in you mortgage.  Today not so much, right?  BUT I have been seeing a resurrection of home buyers who are working and saving for their dreams.  My latest offer came from a couple who I started talking to over a year ago.  They looked at a house with me back then and we talked about what they could afford. They had some work to do in order to afford a house they could be proud to own.

Well they called last week and we put in an offer on a lovely house this week.  It is much more house than they could have afforded before not only because they have saved a significant amount towards the down payment but because the prices and interest rates are very much in their favor right now.  I know that these are buyers who are going to have the pride in ownership that will translate into a great home for their young family.  

So if you are thinking that you have missed out on your chance to own a home because you can never come up with a down payment or have terrible credit or whatever you need to set a goal and start the journey.  If you truly want this you can find a way.  Give me a call wherever you live to discuss the steps you need to make in order to buy that first home.  I will be glad to help you out with a plan and a referral to a great Real Estate Professional in your area who will help you realize your dream.