Are you in need of valuable real estate information if you are facing foreclosure on your home?
Please check out these websites!
You've been warned about foreclosure scams. But sometimes it's really hard to tell if something is a scam or not. Some less-than-reliable outfits have even taken to including "hud" or "gov" in their URLs to fool you into thinking they are legitimate foreclosure counselors. It pays to be wary. Below are some websites from government and non-profit agencies that can help you with foreclosure. Some are seeking volunteers and donations to help stop the foreclosure crisis.
Research your options with this web form
Find your mortgage lender
Find a foreclosure counselor in your area
Focused on helping homeowners in crisis, this alliance helps you determine your options
Find a foreclosure counselor
Raise your own credit score
Fix mistakes on your credit report
The Federal Trade Commission has expert advice
Find a legitimate foreclosure counselor near you
This non-profit organization was created by Congress to provide financial support, technical assistance, and training for community-based revitalization efforts
Making Home Affordable
Making Home Affordable: short sale documents
Making Home Affordable: deed in lieu documents
The official government site for loan modifications and foreclosure alternatives
Find resources to avoid foreclosure in your state
Consult state and local resources
FAQs on credit scores
Download a PDF
See your credit report
Get all the details on late payments and other information, but not your actual credit score
The Center for Responsible Lending
A non-profit organization that works to stop predatory lending practices
Volunteer to be a credit counselor
Non-profit agency that works to provide financial literacy
Donate or volunteer to decrease the number of families that are financially unstable
Donate to the National Community Reinvestment Coalition
Send a donation to help NCRC "ensure that people in traditionally underserved communities are treated fairly and justly when applying for credit, opening a bank account, getting a mortgage, a loan, or other financial product or service."
The Mortgage Forgiveness Debt Relief Act
Get the details about when you might owe taxes on any debt that is canceled through a short sale or deed in lieu of foreclosure
Download a PDF on identifying a loan modification scam
The Office of the Comptroller of the Currency provides detail about scams, including "10 Warning Signs of a Loan Modification Scam."