So, you don't want someone to come in and stage your home. Money is tight and you are being careful with how the money goes out.
I understand but let me offer a good piece of advice.
You can hire a Home Stager to do a consultation only. As a Home Stager I am more than happy to go to a sellers home knowing they won't hire me to stage their home. Part of my job is providing consultations. Just because I perform a consultation, I know full well that not all consultations will lead to a Home Staging contract with a seller.
My consultations are not free and I doubt you will find a Home Stager who will offer free consultations.
However, spending a couple of hundred dollars to get a professional to come to your home and provide valuable information on how to stage your home is worth every penny.
A good consultation will provide advice on everything from the front yard to the back yard. Every room, nook and cranny will be critiqued and the seller told exactly what the Home Stager would do if they were staging the home.
So, please, get a second opinion. You may think your home looks perfect just like I think my home is perfect, but if I were to sell my home I know I would have to make drastice changes to de-personalize, de-clutter, etc...
Spend a couple hundred dollars and get your Home Consultation. You'll be glad you did!