Please don’t ask me to help you beat the system. I’m in this business for the long haul!

It seems like lately I get more and more phone calls from frustrated prospective buyers that wish to capitalize on the low prices of houses in our area combined with some pretty amazing low interest rates.

The problem is, these would-be investors don’t qualify for an owner-occupant loan, but at the same time, do not wish to pay either the additional down-payment or the higher interest rates for loans on investment property.

So they ask me to come up with a workaround to help them beat the system. And I have an answer for them.

NO!

Do they honestly think that I will risk fines, imprisonment, or the loss of my livelihood for a mere commission?

Do the truly believe that I would sacrifice my integrity and professional image for a few measly dollars?

Do they actually realize that what they are asking me to do is criminal? As a matter of fact, when they start talking about dragging an appraiser or a loan officer in it is actually a criminal conspiracy to defraud.

As a former once president stated so ineloquently, I am not a crook. I will not participate in schemes or conspiracies. I’m not in this business to make a fast buck.

I’m in it for the long haul!

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