These words of wisdom came in the form of a Monday morning email from fellow loan officer and mortgage broker Dave Ryland.  Dave was a seasoned professional when I got into the business 18 years ago.  Through good and bad markets, Dave has lived and demonstrated the kind of integrity & professionalism that defines us at our best. 

Through the current mortgage industry shake up, positive changes are evolving.  Here are a couple of Dave’s thoughts:

I have realized why the contraction in our industry has me encouraged rather than worried.  For many years, I took pride in the fact that it took effort and intelligence to pilot a loan through the system.  I built my reputation and career by wowing Realtors with smooth execution and knew there was a dollar value to my skills.  

In recent years, the amount of effort needed to complete a loan has declined.  In a sense, the standards have been “dumbed down”.  An originator could bring about a successful closing with little pride in their work. That, I believe, is changing. 

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