Getting off a Telemarketer’s List
When a telemarketer calls, document when and where they are calling from and ask them to please put you on their “do not call list” (use those exact words). According to federal law, they are not allowed to call you again. If they persist and continue to call you, you can make a report to National Fraud Information Center.
The Federal Government created the National Do Not Call Registry, a free and easy way to reduce the telemarketing calls you get at home. To register, visit www.DoNotCall.gov or call 1-888-382-1222 from the phone you want to register. This stays in the registry for 5 years. After that period, you must renew your registration!
Junk Mortgage mailers:
Direct Marketing Association
Mail Preference Service
PO Box 643
Carmel, NY 10512
Or you can register online at: www.the-dma.org/consumers/offmailinglist.html
Email:
The Direct Marketing Association also has an email Preference Service to help reduce unsolicited mortgage emails. To “opt-out” of receiving such offers, go online to: www.dmaconsumers.org/offemaillist.html. Your request will be good for 1 year and must be renewed!
In addition, you can notify the 3 major credit bureaus that you do not want personal information about you shared for promotional purposes. Write your own letter and send it to all 3, here are the mailing addresses:
Equifax, Inc.
Options
PO Box 740123
Atlanta, GA 30374-0123
Experian
Consumer Opt-Out
701 Experian Parkway
Allen, TX 75013
TransUnion
Name Removal Option
P.O. Box 505
Woodlyn, PA 19094
Scott Gormley
Broker/Owner
Oak Valley Mortgage
2006 Chico Assoc. of Realtors Affiliate Chairman
Direct: 530.592.8362
Fax: 530.267.5555
Website: http://www.CALoan.com
Blog: http://activerain.com/blogs/lendingmagician
"You find the perfect home, we'll find the perfect loan!"
;)
Links;)
Tags (Tag Cloud);)
Archives
Scott,
Thanks for the information on how to stop that mortgage junk mail. I get so sick and tired of receiving mail telling me that I am paying too much for my mortgage. I am a mortgage broker. I think I know what program is best for me, and if I need to refi, guess what? I will be my own client.
Well, I need to file a request.
Thanks again.