You want to pull my credit ? Are your prepared?
In the past everyone knows that whenever you make a major purchase your credit will be pulled. And even now most people know that business pull your credit when you purchase a cell phone, tires, insurance etc.
For whatever reason, this weekend I was thrown for a loop. 
My daughter is in 4th grade and its now time to start band...... knowing my daughter, this may be a short term activity so we decided to rent an instrument instead of purchasing one. After figuring out the saxophone wasn't going to work (too heavy, fingers not long enough) and that she felt "dorky" holding the flute, she decided she'd try the clarinet. Ok great, lets get it rented..... we start filling out the paperwork and at the end the lady says, "oh yeah, I need to pull your credit before we rent out the instrument." The instrument was going to be 10$/mo for the school year. I offered to pay for the year up front in cash... now she was confused ......... Nope, nada, not gonna happen, still want to pull your credit. So after I recover from disbelief we move forward. At that time it hit me again, your credit is such a precious commodity. You never know when or who is going to want to look at it. Are you prepared?
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I'd love to hear about a time when you were asked if someone could pull your credit, and you were caught off guard.
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