If the corny title to this blog post didn't get your attention, I think that the details behind it will. Mike Moulton of Bee Home Solutions, Inc. in Charlotte, NC discusses the pros and cons of the government programs surround HAMP (Home Affordable Modification Program) and the HAFA (Home Affordable Foreclosure Alternatives) program. HAFA is designed for homeowners who have applied to HAMP for assistance but have had no success with their loan modification program. To participate in HAFA, homeowners must still meet HAMP’s eligibility criteria (principal residence, first-lien mortgage, serious delinquency, unpaid balance under $729,750, and a mortgage payment over 31 percent of gross income). Watch the video for more details. Bee Home Solutions, Inc. is a licensed real estate firm in NC and helps to provide numerous no fee solutions to homeowners facing foreclosure. 704-885-0488