Hawaii Coastal Land: *Ponder Before Purchasing*

By
Real Estate Agent with Century 21 Liberty Homes RS-#62825

http://www.localism.com/ featured article

In Hawaii, not only do we have a responsility to take care of our environment but we have a responsibility to understand the potential risks and consequences of purchasing coastal land.  Ahhhh. Hawaii is surely a paradise with its beautiful trade winds, blue sunny skies and panoramic breathtaking scenery. A land so unique that will come with drastic weather and ocean changes that will threaten the coastlines and property.

There will always be some natural hazards that potential purchasers of coastal property (regardless if you are planning on purchasing undeveloped or developed land) need to be aware of:

  • Hurricanes and high surf which onsets chronic erosion in the long term. June through November is Hurricane season and storm surges, wind and rain from hurricanes can cause severe damage to properties fronting the ocean as well as low lying areas. 
  • Tsunamis would create a more devastating destruction in just that one single event  that can last for hours.  Research the history of the area to see if there is any historical tsunami information on that area. You can also find out where evacuation zones are in the front section of the telephone book.

Both natural hazards described above can create bluff failure and erosion for cliff-front properties as well.

Things to consider when investing in coastal land:

  • Is the elevation above sea level and is there potential for flooding?
  • Condition of the shoreline (rocky, sandy or cliff) and is it stable or chronically eroding?
  • Does configuration of the lot allow for moving the dwellings if it is threatened by a coastal hazard?
  • Research the shoreline development history of the property and ask if there were any attempts to control the erosion and if so, was it successful?
  • Any applications for shoreline structures and were they denied or accepted and why? Are the existing structures legal?
  • Do a coastal hazard assessment and a professional geologist or engineer can do this.

 A licensed REALTOR® has a duty to disclose (disclose and disclose) any material facts and any documentation coastal hazard history on the property. Not always are coastal hazard known and buyers are advised to do their due diligence. There is also an Standard Oceanfront Property Addendum that will be drafted by the REALTOR® and submitted with the offer.

The Standard Oceanfront Property Addendum basically has in depth pertinent information documented such as the zoning, special management area, tsunami and hurricane zone and so forth amongst advising that the only way to get the property square footage is to do a State Certified Shoreline Survey. And information regarding the lender and that the lender may require flood insurance as well.

 

Not only are the natural hazards a biggie in purchasing coastal property but there are other laws that protect the  "discovered" burial or worshipping sites of ancient Hawaiians. More can be read here:      Purchasing Hawaii Vacant Land? Ancient Hawaiian Burial Sites and Laws

In closing:   Disclose, disclose, disclose and do your due diligence!

 

Celeste "Sally" Cheeseman's Mililani Hawaii Real Estate Blog 2007

 

Posted by

                                                       

 

Celeste "Sally" Cheeseman  is a Realtor-Associate® and Certified Residential Specialist (CRS) with Century 21 Liberty Homes in Mililani, Hawaii. With a sharp understanding that a listening ear is the key to a client's needs  she serves the island of Oahu (Honolulu County) and all Hawaii Military Relocations, Hawaii Retirees, Hawaii Job Transfers and Hawaii Residents, Home Buyers and Sellers.

 

 © 2007-2015 Celeste "Sally" Cheeseman's

Hawaii Real Estate and Relocation Blog.

All rights reserved.

     

 


 

 

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Rainmaker
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Laura Cerrano
Feng Shui Manhattan Long Island - Locust Valley, NY
Certified Feng Shui Expert, Speaker & Researcher
Sally, that was more information then I would have ever thought of and I live on an Island as well!  Completely different here but the information would be the same, I'm sure.  I am always amazed how you look out for your clients and think of Mr. W often :)
Aug 23, 2007 12:46 PM #13
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Sally~

Quietly you offer wisdom that is much needed today. Thank you for your posts and inspiration. Thank you for caring about our precious natural resources and those who can learn to walk lightly on the Earth. As a real estate professional, you bring that special gift to the table that I am sure your clients appreciate.

Aug 23, 2007 12:59 PM #14
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Celeste "SALLY" Cheeseman
Century 21 Liberty Homes - Mililani, HI
(RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE

Jeff:  Oh...well, one day you might need the info.

Susie: Aww.....shucks.

Carole: I just spoke with him a few days ago...wanted to make sure he got his home exemption form in.

janeAnne: and you have such supportive comments that surely give me the boost to keep on writing!  Thanks so much!

Aug 23, 2007 01:15 PM #15
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George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
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Sally, my initial though of living on a coast line like Hawaii's, but then I start to consider the hazards, and I don't think that I would handle them very well.  So I think I will admire the coast lines from a little further distance :)
Aug 23, 2007 01:36 PM #16
Rainmaker
201,658
Stephanie Edwards-Musa
thredUP.com - The Woodlands, TX
knitwit at thred UP
Hey Sally,  I can only imagine how interesting it would be to invest in coastal property in Hawaii.  If I was going to I would call YOU!  You are my Hawaii expert.  :)  Great post Sally!
Aug 23, 2007 02:09 PM #17
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Celeste "SALLY" Cheeseman
Century 21 Liberty Homes - Mililani, HI
(RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE

George: I live way above sea level in CENTRAL Oahu...yup....I too will admire from a distance and on occasion.

Steph: Well, not only interesting but also more expensive as well as expenses.

Aug 23, 2007 02:22 PM #18
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Margaret Woda
Long & Foster Real Estate, Inc. - Crofton, MD
Maryland Real Estate & Military Relocation
What a beautiful place!  'Glad to hear that you're above seal level, so I don't have to worry about you too much!  Great photos, as always, too.
Aug 23, 2007 04:04 PM #19
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Celeste "SALLY" Cheeseman
Century 21 Liberty Homes - Mililani, HI
(RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE
Thanks Margaret!  I love writing and bringing some of our stuff to all of you!
Aug 23, 2007 04:06 PM #20
Rainmaker
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Lisa Hill
Florida Property Experts - Daytona Beach, FL
Daytona Beach Real Estate

Great advice! Good post.

Lisa Hill

Aug 23, 2007 04:12 PM #21
Rainmaker
234,304
Marlene Bridges
Village Real Estate Services, Inc. - Laguna Hills, CA
Laguna Homes|Laguna Condos|Laguna Real Estate
It's just one of the risks you take.  I'm currently living on a hill.  There are no guarantees that my home will still be on top of the hill after the next rainstorm.  It's a tradeoff for getting to enjoy the beauty provided by situating ourselves in less than perfect conditions.  And, yes, disclose, disclose, disclose.
Aug 23, 2007 04:29 PM #22
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Celeste "SALLY" Cheeseman
Century 21 Liberty Homes - Mililani, HI
(RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE

Lisa: Thanks for stopping by

Marlene: I'm glad I'm above sea level but not on a cliff or hill....my tradeoff is just living here in Hawaii ...in a little townhouse.

Aug 23, 2007 04:33 PM #23
Rainmaker
160,461
1SG (Ret.) David Kucic
Hawaii Military Realty, Inc. - Ewa Beach, HI
President and Owner
Hi Sally-Have you ever researched the difference in cost for homeowners insurance on ocean front properties?  I wonder how much higher those are especially for one that is right on the shoreline.  I am 6 feet above sea level in my house.....do you think I am safe? :)
Aug 23, 2007 06:39 PM #24
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Jo-Anne Smith
Your Choice Realty Corporation, Brokerage - Oakville, ON

Sally,  This post is worthy of another feature at Localism. Truly amazing and well presented and EXTREMELY useful for anyone considering the purchase of coastal lands.  Rating this one a 5 !  How lucky your clients are to have you representing them....

Jo 

Aug 24, 2007 12:21 AM #25
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Celeste "SALLY" Cheeseman
Century 21 Liberty Homes - Mililani, HI
(RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE

David: You live down there...let me know how much yours is.

Jo: I believe it will help some....there is more to it than a little article but it sure will open eyes for a lot!

Aug 24, 2007 03:22 AM #26
Rainer
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Elaine Reese, REALTOR® in central Ohio
Real Living HER, Powell Ohio - Powell, OH

I was watching the Today Show this morning when they were featuring one of the islands. Naturally thought of you. I can't imagine what it would be like selling property that might "go away".

Interesting "issues" you have with property there. Like Jeff G above, "coastal problems" aren't a concern here. Or said another way, when Ohio has coastal problems ... we'll ALL be in trouble ... and Al Gore will say, "told you so"!  ;-)

Aug 24, 2007 05:11 AM #27
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Celeste "SALLY" Cheeseman
Century 21 Liberty Homes - Mililani, HI
(RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE
Elaine:  My husband is originally from Pennsylvania...  I will stay centrally located :)
Aug 24, 2007 05:17 AM #28
Rainmaker
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Christopher Walker
Mission Grove Realty Inc. - Hemet, CA
Local Broker and Realtor - Hemet & San Jacinto, CA

Is anyone selling any of that brand new land that is created there every day (The Big Island)? Who owns that new land? Does the adjacent landowner reap the benefits the newly created land? Just curious.....

FYI from your question...it was 1982-1983

Aug 24, 2007 07:55 AM #29
Rainmaker
650,221
Randy Prothero
eXp Realty - Mililani, HI
Hawaii REALTOR, (808) 384-5645

The state of Hawaii is claiming that new land.

One issue many do not realize, is if you purchase a beach front property the ocean gives and takes.  I saw a property that changes by 25% in size in a couple of years.

Aug 24, 2007 08:36 AM #30
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Celeste "SALLY" Cheeseman
Century 21 Liberty Homes - Mililani, HI
(RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE

Chris:  Some just cracked and fell into the ocean....on the news last night they were saying that the lava flow is moving slowly...but if it starts moving faster a neighboring community might be getting rolled over...destroyed.

Uh...my kids graduated 1999 and 2000...I guess you're older. :)

Randy:  There are some that change every year regardless....

Aug 24, 2007 08:38 AM #31
Rainmaker
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Paula Henry
Home to Indy Team @ HomeSmart Realty Group - Avon, IN
Realtor - Indianapolis Real Estate - 317-605-4174
I can imagine all who visit there wanting to live on the ocean. If they can get past the price, they now have a new set of issues to consider. It is never quite as simple as, I think I'll buy a place in Hawaaii or any coast. The issues which arise from coastal living should be carefully considered. You have provided excellent advice.
Aug 25, 2007 03:41 AM #32
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