Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
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Get an unfiltered look at what real users are saying
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Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
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Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Sometimes federal programs get a bum rap, because there is so much bureaucracy tied up in it. The cost to run the program and time consumed in applying for it can exceed the benefits. There are two federal programs, though, that deserve a closer look if your home is in need of repair, or you are considering buying a home in need of repair.
Like all government programs, however, there are specific requirements.
The "Rural Housing: Housing Repair Loans and Grants" and the "Section 203k Rehabilitation Mortgage Insurance" programs are poised to assist homeowners to obtain loans or grants to repair a current home or homebuyers to obtain a mortgage to cover the cost for the purchase and repair of a home.
Rural Housing: Housing Repair Loans and Grants program helps homeowners for the repair, improvement, modernization related to their rural dwellings. Funds are loaned at 1 percent interest for up to 20 years. Grants are available for homeowners to apply only for repair and improvements for the removal safety issues.
For eligible recipients who are able to repay a portion of the expenses, a combined loan and grant package may be arranged. The requirements are that you must live in a rural area and be a legal United States citizen.
For eligible homeowners, loans may be approved to 20k. Grants are available for up to 7.5k. A current home mortgage, along with full title services, is required for loans that exceed 7.5k
If you are interested in applying for this program, you'll need to start by submitting an online application or contact the following for more information:
* Contact the Rural Development field office in your state - find the field office.
* For information about rural development loans, visit the USDA Rural Development website
* For information on Rural Development Housing visit their website
Section 203c Rehabilitation Mortgage Insurance -
Typically, if you want to buy a home in need of repair, you're not able to build the cost of repairs into the home loan. You have to obtain a loan to pay for the home, acquire additional financing for repairs and then finance a permanent combined mortgage to cover both. You may be charged a high interest rate for the interim loan, along with a short amortization period.
With the Section 203 Rehab program, however, eligible participants may be approved for one loan to address the purchase and rehab of a home in need of repair. The loan considers the cost of the home in addition to the cost of projected repairs, and involves a long-term loan with a fixed or adjustable rate.
Program requirements are minimal. The property must meet local zoning requirements and building standards. The home must also be a one- to four-unit dwelling, and be completed for at least one year. Cooperative units are not eligible.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.