Few are prepared when it comes applying for a home loan. The following is a checklist of needed information you'll need for the application process.
1. W-2's and the year to date pay stub for income verification
2. If you are self employed, gather the last 2 years of tax returns and also the year to date information
3. If you've been at your job less than 2 years, collect names and addresses of previous employers to verify steady employment over the past 2 years.
4. If you're renting, furnish a list of your previous landlords from the past 5 years.
5. Itemize each bank account number and addresses where deposits are in your name.
6. Itemize all credit card account numbers or installment payments, name of instistution and addresses.
7. Contact information to your Real Estate agent ( Name and number )
8. A copy of the sales contract
9. A copy of the earnest check
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