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Gulf Breeze Short Sales: Should You Be Embarrassed to Short Sale?

By
Real Estate Agent with Xcellence Realty

Gulf Breeze - Many people are embarrassed that they are short selling their house. They feel like they are somehow being dishonest or shady. Neither one of those is true. A lot of the people short selling today never had a blemish in their credit. They lived perfect, responsible financial lives. Then the real estate market crashed and left them owing way more than their home was worth.

For years everyone had told them that couldn't happen. Many of those people also lost their job for the first time in their life. You must remember, you are not alone. We are seeing as many short sales in the upper income brackets as the lower income brackets.

I will not be judgmental when you short sell with me. I deal with people from all walks of life. Some are high income. Others bought less expensive homes. Either way, it doesn't matter to me. I see a short sale as a smart financial decision.

So I won't be judging you. Instead, I'll be congratulating you. Who wants to be burdened with a huge debt for the rest of your life? Not me. And neither should you. Here is why a short sale is a smart financial decision.

Let's say that you are upside down on a house by $100,000. (If you owe less than that, don't laugh. Many people are upside down by that amount and more.) Repaying $100,000 over 30 years, will cost you $215,000. That is the $100,000 originally owed, along with $115,000 in interest payments.

What if instead of doing that, you put that money towards retirement? You could earn 5% interest on that money. $215,000 at 5% is $10,750 a year. Would that be helpful in retirement? That is one small reason I recommend short sales to my customers. You can get the upside down debt forgiven in a short sale. I'll show you how to short sale your property and never pay the bank another penny.

Send me an e-mail to:georgiamyrealtor@bellsouth.net. I will contact you for a free consultation. When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (850) 261-4430.

Discover how other sellers successfully completed a short sale and request a free consultation by calling (850) 261-4430.

Thinking about a loan modification? Our Gulf Breeze Loan Modification Kit has the instructions you will need to get a loan modification approved with your lender. Call (850) 261-4430 to request a copy.

Georgia Emmett-Hudleston is a Real Estate Professional at Xcellence Realty.

Phone: (850) 261-4430 georgiamyrealtor@bellsouth.net

Georgia Emmett-Hudleston specializes in loan modification assistance and short sales in Gulf Breeze Florida. Gulf Breeze Loan Modification Help, Gulf Breeze short sales. Gulf Breeze Short Sale Realtor Short Sale Realtor. Gulf Breeze Short Sales. Gulf Breeze Realtor.

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