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Is It The Right Time?

Reblogger Deborah "Dee Dee" Garvin
Mortgage and Lending with C2 Financial NMLS #279125

Stephanie has written a wonderful commentary on the specifics and uniqueness of each and every real estate and finance opportunity.  All to often, people look at the market "at large" when there is a never ending list of variables that makes what is "right" for one person "wrong" for another........further, what is "right" at one moment in a consumers life, could be "wrong" in another.  In depth conversations with a respected professional can make all the difference in the world to a consumers real estate and financial success.

Original content by Stephanie Reynolds

Is It The Right Time?

There is someone with an opinion about Real Estate every where you turn. It's a buyers market, NO, it's a sellers market; interest rates are rising, prices are falling. AARRGHH! A housing crisis! With all of this news floating around, you may wonder when is the right time to buy or when is the right  time to sell.

Here are a few things to consider when looking to buy or sell a home:

Real Estate news generally tells you two things: market trends and market prices. It does not tell you how the unique circumstances of one person or one family has created a sale, one home at a time. There will always be homes for sale and there will always be buyers to buy them.

Let's break that down.

Where you are in your life may be one of those factors. Financially are you in a position to buy a home today? Or do you need time to save money? Have you been preapproved for a loan? How does a house payment fit into the family budget?

Are you in a situation you must sell your home today? Or can you afford to wait? Will you benefit from the sale? Or have circumstances presented themselves where you may not have another option?

Are there personal life changes, where your household is growing due to the addition of kids, pets or elderly parents? Perhaps the kids have gone off to college and it is time to downsize.

A knowledgeable and competent Real Estate Agent will always be able to tell you market trends and market prices, but they can't tell you where you are financially or what personal life changes that determine your needs. 

YOU and only YOU will know when it is the right time to buy or sell a home.

Making the Home of Your Dreams A Reality. As your Agent of Possibility it is my intent to make your home buying or selling process a smooth one!

Please feel free to Subscribe to All Possibilities Throughout San Diego or contact me at 619-838-4408. 

                                                     

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Deborah "Dee Dee" Garvin

NMLS #279125

 

 

If you are looking for answers and creativity to accomplish your home buying goals and financial stability, contact me for a thorough analysis of your current and future home buying and refinance opportunities.  FHA, VA, renovation expert, HUD Certified First Time Homebuyer Certified Mortgage Banker.

(619) 906-6288

 

Stephanie Reynolds
Integrity First Financial Group, Inc. - Santee, CA
East County San Diego Homes 619-838-4408

Thanks for the reblog Deborah!

Sep 12, 2010 07:22 PM