You Are Entitled To A Second Opinion-Even If You Have Already Been Pre-Approved For Your Mortgage
Imagine you have just found out that you have to have surgery and it could be pretty extensive. Well most people just won't take the first advise, they seek for a "second opinion".
That's the way it shoud be with your mortgage too. If you have already been pre-approved or pre-qualified for a mortgage on your next home, are you absolutely sure you are getting the best deal?
I'm not talking about interest rates either. I'm talking about the structure of the deal itself. Donald Trump, in his book "The price that you pay is the least of his worries in a transaction. It's how the deal is structured is what matters most." You could have been quoted a wonderful interest rate, but if your financial house is not in order, the best interest rate could be absolutely the worst loan for you.
I'm not saying that the interest rates are NOT important-they are. But, here are some of the things you need to consider and why you need a "second opinion"n from ME:
-Should you decrease your down payment and use your cash to pay off your higher credit card debts?
-Should you pay "points" or "loan origination" fees?
-Does a no-cost mortgage make more sense for you?
-Are you better off with an adjustable rate or a fixed rate?
-Did your lender show you how to save thousands of dollars and take 5 years off the mortgage term?
IF they did not talk to you about any of these issues-then YOU definately need a "Second Opinio" from ME.
It won't hurt to see if your mortgage has been structured correcly. You have everything to gain and nothing to lose. You can simply walk away knowing that your lender has done a good job for you. Or, you will find out that they haven't. Either way, you win.
Call ME Rosey Eden at 808-203-6313 to get a "SECOND OPINION". It's FREE! You won't be disappointed.
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