There have been increasing reports around the country that the credit crunch has stalled -- if not killed -- home sales in many markets, as buyers have found that mortgage financing isn't available. That market reality won't appear until next month when the Realtors group reports sales for August.

• SCARY

In July, inventory grew because sales declined. The Realtors said existing-home sales fell 2.2% in July from June to a seasonally adjusted annual rate of 5.75 million homes. That was down 9% from July 2006 and down 28% from the average for all of 2005, when sales hit 7.08 million units.

Is the sky really falling thought?  The short answer might be we will have to wait and see but people need homes to live in.  Investors with cash might just get another good shot at retirement