Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
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Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Well, let’s go ahead and get this out right away….. It is a dangerous tool in the hands of a poor loan officer; that is for sure. But in the hands of the right Mortgage Loan Officer, it can be very valuable
Rapid rescoring a credit report is a tool that has been around for a while. I have used it since 2004 when I entered the mortgage lending business. I have a strong background in credit scoring and know that credit repair/correcting can cause more harm than good. I also know that taking the time to run a score simulator first is key to not messing up!! But if you have ½ of your credit report littered with collections….. Uh, well, please don’t even try. You are setting yourself up for disappointment.
Although considered a ‘gray area’ of RESPA by some…… I have yet to find anyone in the credit reporting business that does not consider it a violation of RESPA to charge for a rapid rescore. Now, this isn’t cheap…. I have spent upwards of a few hundred dollars on these things. A gamble for sure, but I entered into it with full knowledge that I could NOT recoup my expenses.
Why can I not charge for Rapid Rescore? RESPA considers it an ‘Unearned Fee’. Basically, I would be charging my client for something that they can do for themselves…. For free.
Another fact: A client can save THOUSAND$ of dollars over the life of their loan if they are able to utilize the Rapid Rescore to put their 690 credit score over 700 or better yet, over 720. TODAY: Fannie Mae has risked based pricing…. And I have to charge higher rates for lower scores. Don’t be that guy….. Get to a lender who can offer a true Mortgage Loan Consultation and find out all of your options.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.