Everyone has had something in their life that they didn't expect to happen, and the same thing may have happened to you, to cause you to have to file for bankruptcy. But, that is no reason to keep beating yourself up and telling yourself you are not good enough to own a home.
You are just as good as everyone else, and you CAN own a home! You just need someone with the experience to help you jump through some hoops to get that home for you. There are many options to getting a home after bankruptcy and some may even be as simple as calling a traditional mortgage broker.
Another way for you to get into a home with a bankruptcy may be with Owner Financing or a lease option. Both options can get you in to a home as soon as next month, and it won't matter what your credit score is. In some cases, there are people that have great credit, large down payments and still prefer to buy homes using owner financing or lease options. It can actually save a home buyer hundreds of dollars per month in interest charges, because a home owner can sometime charge a lot less interest to a buyer than a bank may be offering.
So, for more information on buying a home with a bankruptcy in your past, please feel free to give me a call. I would love the opportunity to show you how home ownership maybe closer than you think.