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Selling Via Short Sale? DON'T Stop Paying Your Mortgage!
To pay or not to pay, that is the question! If you are looking to sell your home using the short sale process, DO NOT stop paying your mortgage. I've heard mixed answers to this question from all kinds of real estate professionals, but the highly professional Attorney Scott Wrenn advised us in a seminar this week to encourage our clients to keep paying for as long as financially possible.
It is common sense - if you stop paying your mortgage and fall into default, your lender is going to start the foreclosure proceedings. If this becomes the case and you do not find a buyer for your short sale soon enough, you are going to lose your house out from under you. Continuing to pay the mortgage and maintain the upkeep in the property will ensure a much more successful attempt at selling your home via short sale and saving some of your credit for the future.
If you or someone you know is looking to avoid foreclosure we can help! The JCKC Team partnered up with Attorney Scott Wrenn can guide you through the short sale process at ease. It's not always a short process, but you can rest easily that it will be a comfortable process with us by your side. Call me at 508-523-8632 for more information. Every meeting is confidential and we can just discuss your options.