Fast Track Short-Sales Are Now Available for Home-Owners in Distress

Fast Track Short Sales are NOW Available for Home-Owners in Distress!

If any one of the following apply to you, you may be eligible for a Fast-Track Short Sale Approval:

1. Are you needing to sell your home, but your mortgage debt is more than your property is worth?
2. Are you struggling with your monthly mortgage payments for any reason what-so-ever?
3. Are you facing foreclosure?

A "short sale" is a transaction that allows individuals who can no longer afford their homes to sell their home in a dignified manner and avoid the embarrassment and indignity of foreclosure. Even if the total mortgage debt owed on your home exceeds the current value of your home, the short sale allows you to still sell you home, avoid the devastating impact of foreclosure on your credit history, and in many cases, avoid the remaining debt or deficiency after the sale of your home, and avoid tax consequences from the forgiven debt (up to $500,000 of forgiven debt on your home loan for California taxes and up to $2 million of forgiven debt on your home for federal taxes).

These 2 Fast-Track Short Sale Programs are Available Now:

Program A. Home Affordable Foreclosure Alternative Program (HAFA) introduced by the federal government and implemented by over 100 lenders.

HAFA provides the following:

i. Fast track approval of your shortsale request
ii. Suspension of your foreclosure sale
iii. Up to $3,000 relocation cost to you, the home-owner
iv. Complete satisfaction and release of your liability
v. All sales costs and commissions are paid from proceeds

Program B. Fast Track Short Sale Approval for Loans from Wachovia, World Savings, Golden West Financial:

i. Fast track approval of your shortsale request
ii. No hardship letter, no tax returns, no pay stubs will be requested
iii. Credit report will show "Settled for less than owed" or Paid as Agreed"
iv. Up to $2,500 relocation cost to you, the home-owner
v. Complete satisfaction and release of your liability
vi. All sales costs and commissions are paid from proceeds

Bandele Oguntomilade is a certified Short Sale specialist, a Realtor with a prior professional background practicing real estate law for 12 years at the largest mortgage lending institutions. Bandele Oguntomilade successfully closes countless shortsale transactions every year and for many satisfied, relieved and grateful home-sellers. Contact Bandele NOW to help you sell your home now. Bandele can be reached at 818-825-6996 or email Bandele@BogunRealty.com. http://bogunrealtyandluxuryhomes.com

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