For those of you interested in, practicing, or investing in Commercial Real Estate in Florida or the rest of the United States, here are some posts that might help you understand more about the industry and how it affects both the owner occupant and the investor as well as the Realtors and the Mortgage Brokers that work in the industry.

Enjoy!


Florida Commercial Mortgage | Investment Formula - Debt Service Coverage Ratio

August 28th, 2007

DEBT SERVICE COVERAGE RATIO or DSCR

What is it?
Who came up with this?
Why do we need to know another math equation?
How can it save a deal? or a client?

[Read more →]


Florida Commercial Mortgage | Loans for Small Business ~ Underwriting Methodology

August 25th, 2007 

Commercial Mortgages for Small Businesses are a notably animal than Residential Mortgages.  Commercial Mortgages are based on three main criteria but there are many variables that can make those criteria flex based on the lender and their goals.  Yes… the Lender’s goals.
In Residential Finance, my goal is to take the borrower’s unique needs and match […]

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Florida Commercial Mortgage | Just 3% Down - Small Balance Commercial Loans

July 1st, 2007 

So I was driving to a client and heard on the radio a commercial that played out like a skit

One guy was telling the other that he was expanding his business and needed a commercial loan.
The second one told him he just refinanced his commercial office condo and it was great.
Come to find out you […]

[Read more →]


Florida Mortgage | Land Surveying Primer ~ Why you should order a survey every time!

July 29th, 2007 

ARE YOU BUYING A HOME OR AN ENCROACHMENT??
A Land Surveying Primer
Ok… I am a little biased right now. I grew up in a Real Estate Industry Family…specifically my parents own a Land Surveying Company.

I remember at 11-12 years old going in and doing tax book research and answering phones…yes I was a master of microfiche […]

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Florida Commercial Real Estate: Redevelopment of Industrial Zoned Land in South Florida

May 23rd, 2007 

Who loses most when city planners rezone commercial land in order to make room for more housing? Is it the right of a citizen who moves into an area rich in industrial zoning to complain about trucks and businesses or is this a buyer beware issue?
In Boynton Beach, Florida there is a controversy brewing about […]

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Florida Mortgage | Advice ~ Your Mortgage Advisor is WHO???

April 21st, 2007

Today’s Mortgage Industry is a vast, complicated landscape of amortization, interest calculations, equity lines and bond prices.
People are clamoring to get in on the profession but soon find that it is far more education intensive than they ever would imagine.
Just keeping up with the ever changing progams offered by the major lenders is a […]

[Read more →]


More Florida Mortgage and Real Estate News you can use from
David A. Podgursky, MBA

The Mortgage Go To Guy!!
Your Source for Residential, Commercial, Investment, and Relocation Mortgages in Florida  
 
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6 Comments on Florida Commercial Mortgage | An Anthology of Posts...

AUG
29
2007
212,327 Points 56 Featured Posts Outside Blog
Thanks for the info David - in one place too!  I will bookmark this for our next commercial loans.
4:28pm • #1
213,737 Points 51 Featured Posts Outside Blog

David - There's some very well written information packed stuff in there.  I suggest anyone working on a commercial deal take the time and read each and every one of those posts!


5:30pm • #3
263,556 Points 59 Featured Posts Outside Blog
I'm book-marking this one David, seems like good info for an ever-changing market.  Nice work. For those who have shy-ed away from commercial lending, they may want to add this to their expertise and market share.  I've done numerous commercial loans and it's a great way to add worth to one's existing and potential client base along with complimenting one's current market position & pipeline.
9:33pm • #4
AUG
30
2007
4 Featured Posts

David,

This is alot of great info, even though I'm not into the Commercial end, I think this is great info to read up on..

Tom Weiss

7:08am • #5
167,280 Points 12 Featured Posts Outside Blog
David, This was a great posts.. (as always)  Maybe one day we can actually get that smoke we keep talking about
11:52am • #6

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David A. Podgursky, MBA The Mortgage Go To Guy!

Boynton Beach, FL

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Boca Raton & Lake Worth Florida Real Estate Broker

Address: Boynton Beach, FL, 33437

Cell Phone: (561) 504-6949

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Boynton Beach Florida | Boca Raton Florida | Commercial, Residential, Investment Mortgage Loans | Foreign National | Refinance | Serving Palm Beach, Broward, and Miami-Dade Counties in Florida Blog by The Mortgage Go To Guy



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