I received a call today from a lady that is thinking about doing a short sale on her home. This particular home owner has a Wachovia mortgage. Wachovia / World Savings short sales are the least complicated short sales of all the banks out there. You do NOT need to provide tax records, pay stubs, bank statements , etc. The one thing you do need is enough time to complete the transaction before the foreclosure date.
Once Wachovia sets a foreclosure date they will not postpone it for a short sale, even if the property is in escrow. So if you want to do a short sale on your Wachovia financed home don't wait until it is too late!
The good news is that Wachovia short sales usually move pretty fast. In most cases I will have an answer from the Wachovia short sale manager within 7-10 days.
I work closely with a local Wachovia short sale manager. He actually lives in the area, I am not dealing with a call center in another country.
There are several reasons why a short sale may be the best option for you. The lady I spoke with today was just going to walk away. After I spoke with her she said she was glad she called me. She had no I idea what her options were.
If you are thinking about walking away from your home because you can not afford the mortgage any more give me a call. Find out why a short sale may be your best option. I am a full time Realtor with Century 21 M&M and Associates and a Short Sale Specialist. I have taken classes and have received extensive training in the Short Sale Process. I am also a Certified Distressed Property Expert. I can help you with short sales with other banks too, including Bank of America, Chase, US Bank, Ocwen, Greentree, and many more. Call me today.
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