Taking shots at countrywide

I overheard a senator from New York today blaming the credit woes on one company, Countrywide.  How do you like that.  Wasn't it the government who wanted to put everyone in a home.  Sounds like a typical politician blame someone else.  I also over heard an executive of a private bank and he was right on.  When you lower lending standards you are asking for trouble.  His bank was sitting pretty because they didn't make any risky loans.  Common sense that is what we need in government.