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Local interest rates are still dropping. The combination of historically low rates and low prices on homes for sale in Murphy North Carolina and Cherokee County continues to attract buyers to the mountains. August sales matched those of a year ago with 36 homes sold and 28 more going under contract.
September's closed sales were down over those of a year ago, however the number of homes going under contract was basically the same as in August. There were 23 home sales in September, 2010 compared to 34 in September of 2009.
Inventory remains lower than it was earlier in the year. In August, there were 831 homes for sale in Cherokee County and as of October 1, there were 823 active listings. In August, 84 new listings came on the market. For September, there were 91 new residential listings.
Surprisingly, the number of foreclosures remains low. There are currently 29 homes on the market that are foreclosures in the MurphyNorthCarolina area, making up only 3.5% of our total inventory.
Here is the current breakdown of homes for sale in Murphy North Carolina for August and September:
New listings 84 91
Sold 36 23
Pending 28 27
Expired/Withdraw 104 77
Homes for sale in Cherokee County as of October 1, 2010 - 823
Mortgage money is available from local lenders at very attractive rates. One of my buyers closed on a home in August and got a fixed rate of 3.875% for a 30 year loan. Individual buyers may be quoted rates even lower than those posted below, depending on credit score and amount of down payment.
Here are the interest rates advertised by Macon Bank in Murphy as of October 4, 2010:
30 Year Fixed Rate
4.0% with 1.0 discount points and $0.00 rebate
4.125% with 0.5 discount points and $0.00 rebate
4.25% with 0.0 discount points and $0.00 rebate
20 Year Fixed Rate
3.875% with 1.0 discount points and $0.00 rebate
4.0% with 0.5 discount points and $0.00 rebate
4.125% with 0.0 discount points and $0.00 rebate
10 Year Fixed Rate
3.25% with 1.0 discount points and $0.00 rebate
3.375% with 0.5 discount points and $0.00 rebate
3.5% with 0.0 discount points and $0.00 rebate
Looking for your dream getaway in the mountains of Murphy, NorthCarolina? Visit the Country Homes & Land website to see all the latest listings.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.