As a Real Estate Broker and a self employed business man I, like most of the other self employed people are conserned about geting low cost health insurance.

 Most of you may not be aware of the fact that last year the tax laws regarding Health insurance were changed to favor the self employed. These changes are in part as follows.

all premium paid for the self employed are 100% tax deductable. Also and perhaps even a bigger incentive

is to  have a high deductable plan $5000, and open up a Health Saving Acount (HSA). Once this account is opened up you can contribute up to the deductable $5000 each year into the HSA ,which is also tax deductable.

The HSA account is very similar to an IRA account, only much better.You can take any money out of this account at any time without penalty to pay for any medicial expense,including dental.

In addiiton to being a Real Esate broker I am also a health insurance agent with Humana. If anyone would like any additional info please contact me off line or consult with your own trusted agent.