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West Hills Ca, Real Estate/San Fernando Valley/ Check Your Credit Report

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Real Estate Agent with Your Home Sold Guaranteed Realty CalBRE-01797405

 West Hills Ca, Real Estate/San Fernando Valley/ Check Your Credit Report

Tips on Protecting Your Credit

Solve and dissolve debt. Now is the time to devise a spending plan that reduces your debt and sets you up to pay on time, every time. If You're having difficulty making payments, be proactive. Call your creditors and negotiate to keep your accounts current and from being reported as delinquent or "bad debt" You can ask for reduce monthly payments, or even change due dates to balance out your monthly bills. 

Do not close credit accounts! Unless it is absolutely necessary in order to obtain a loan. When you delete a trade line, you also delete the corresponding credit history and this usually lowers your credit score.

 Pay down or pay off credit cards (but do NOT close them) before seeking an auto or mortgage loan to obtain the biggest score increases.

 

 

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  Serving the San Fernando Valley and in particular West Hills,Woodland Hills,Winnetka,

Canoga Park,Northridge, Chatsworth,Granada Hills and More

 

 If you are planning to Buy or Sell a home or land in West Hills, Woodland Hills or in the San Fernando Valley, I'd be happy to assist you.

 ";Oh, by the way, if you know of someone who may need my Real Estate services , please call me with their name and number.

 I will be happy to help them!"

 

 

 

 

 

 

 

 

 

 

 

 

Posted by

 

       Esperanza Butler   Realtor®

 

         

 

Serving the Woodland Hills, West hills, Winnetka, Canoga Park, Northridge, Chatsworth, Granada Hills and just about anywhere in the San Fernando Valley.

I want to be the person you come to for help in buying or selling your home.

Tim Lorenz
TIM LORENZ - Elite Home Sales Team - Mission Viejo, CA
949 874-2247

These are very good tips for the consumer so they can understand how credit works.

Nov 13, 2010 05:21 PM
Kathy Smiley
Rodeo Realty ~ Fine Estates Westlake Village - Newbury Park, CA
"Real Estate results that make YOU smile!"

Yes, very good tips. How in the world does the credit rating industry validate their system of scoring? Mind-boggling, isn't it??

Nov 13, 2010 05:30 PM
Esperanza Butler® 818 926 5425
Your Home Sold Guaranteed Realty - West Hills, CA
Homes For Sale in West Hills, Ca (818) 926-5425

Tim

Some buyers have no idea how their credit score is obtained or how to maintain a healthy fico score. Hopefully this information will be helpful. Thanks for stopping by.

Kathy,

Yes, it is very complicated,this will hopefully give clients some idea of the do's and do nots.

Thank you for comment.

Nov 14, 2010 05:56 PM