This buyer is a young single woman and just the sweetest and most energetic person. She was a lot of fun to work with in this transaction who made me smile and laugh a lot. Just a bit of a background on this client is that she was referred to me from a mortgage broker who actually found me on Yelp. This buyer told me that 2 other agents ‘dissed’ her and wouldn’t call her or help her because of her price range. And, she told me that over the course of many months, she could not get agents to call her back or show her homes, even when she called the listing agent directly, so she actually gave up on buying a home because she was so discouraged since she could not even get into places to view and actually find a home to buy because agents just would not help her.
Apparently, what sparked our meeting was that her mortgage broker called her to follow up and see how the search was going and she told the mortgage broker her story of agents not returning calls or letting her into potential homes she wanted to buy. And, he then had me contact her and help her out. So, the fact that I would even work with her was exciting to her, which was just really heartening that she was so appreciative. These kinds of buyers are truly what make me love my job. Buyers that just really genuinely appreciate what I do for them.
She continuously thanked me for helping her and told me that I treated her like a million dollar client even though her budget was small. I treat all clients the same, no matter what their price range. She wrote a fabulous review for me on Yelp by the way.
Because she had already done a lot of searching on her own on the internet, but unable to get help, she kind of already had an idea of what she could buy. So, amazingly, she found a place to make an offer on our very first time out together to view homes.
She found a Fannie Mae owned property and I was able to negotiate the price down from $139,900 to $126,000, which she was really excited about since that is a pretty large amount of a reduction. And, she was able to use a loan product called Homepath, which is special financing for Fannie Mae owned properties. One advantage to this loan is that there is no appraisal needed, so that saves the buyer about $450 alone. There’s also no PMI with this type of financing as well as other advantages.
So, our first time out together she found a home to buy, made an offer, and we were in contract all in less than a week of meeting each other. And, now, after many months of being discouraged and even giving up on buying a home at all, she is now a happy homeowner.
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