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TWO THINGS NOT TO PUT ON YOUR CREDIT APPLICATION

By
Real Estate Agent with Samson Properties SP98364271

I was reading a print out the other day when I went to this place trying to meet some potential home buyers. Anyway,this is what it said at the bottom of the print out.

Did you know? Entering a post office box as your address on a credit application can pull your score down by 12 points. Also,providing a cell phone number can have the same effect. I didn't even know this.

I thought that I share this with everyone because a lot of people who don't have good credit or no credit for that matter might want to improve their credit score so that they can maybe buy a car,get a business loan or even get a house but in the process can end up setting themselves back because of putting a post office box and a cell phone number on their credit application.

To receive your free list of "Houses for sale in Washington DC",please give me at your earliest convenience. I can be reached at (202) 378-0283 (Direct) or (301) 560-6700 x1154 (Office). I can be reahed online at my websites www.buyandsellnewhomes.com and www.freelistofhomesforsale.com. Thank you very much. Looking forward to working with you and helping you make your home purchase or sale a stress free and very happy one. Have a great day. Lanre Folayan- Real Estate Professional with Exit Premier Realty. "Buy and sale a home in Washington DC"

Anonymous
Anonymous
WOW!!!!  I had not idea!  I am definitely going to pass this info on to my client's.  Thanks for sharing, this is why I love Active Rain so much, many good people sharing important information. 
Sep 03, 2007 02:33 PM
#1
Rick Turner
Key Realty - Toledo, OH
Puts People In Their Places!!

Lanre,

Thanks for the heads up!  In the market we are dealing with, we need to be as careful as we can when advising buyers to get themselves ready to be pre approved.  Those are good tips!

 

Sep 03, 2007 02:45 PM
Nicole Kraus
Signature Realty Associates - Dover, FL
I left the first comment and had forgotten to sign in....great blog!
Sep 03, 2007 02:49 PM
Lanre-"THE REAL ESTATE FARMER" Folayan
Samson Properties - Bowie, MD
I don't make promises.I deliver results.SOLD HOMES

Rick - Anytime Rick. Let you said,we definitely need to advise buyers to get themselves ready to be preapproved.

Nicole -I agree with you 100%. I have learned so much from the brilliant,smart and creative real estate agents like yourself here. I LOVE ACTIVE RAIN.

Sep 03, 2007 03:13 PM
Lanre-"THE REAL ESTATE FARMER" Folayan
Samson Properties - Bowie, MD
I don't make promises.I deliver results.SOLD HOMES

Bright - Anytime. I just thought I share it with everybody.

Rebecka - I didn't know myself. Who knew? You are very welcome by the way.

Sep 09, 2007 10:03 AM