It has been a while since my last entry, but I'm back. 

Some interesting things have happened to me regarding a transaction I have been trying to close. I'll try to explain without going into too much detail.  My client, the buyer, was ready to close escrow, everything was goin g as planned.  Then I started getting that funny feeling that things were not as they should be when the lender stopped returning my calls.  My client was still getting calls full of promises about docs being delayed for this reason and that.  Finally the docs did show up 2 days after promised and late on a Friday.  We paid for a mobile notary to sign, and the escrow officer worked Saturday to get everything in order.  We should have funded Monday, but there was an appraisal problem, then the lock expired, then the whole deal fell apart.  What a mess.  My client was furious and wanted nothing more to do with her lender. She not only told her directily over the phone but emailed her this fact as well.  I contacted a trusted loan officer who could pull everthing together in a week so we started over.  The problem is my client could not get rid of the original loan officer who continued to call and make promises and push a new set of docs through.  My client started ignoring her calls so she began calling the selling agent and escrow to put pressure on my client to accept the second set of docs she was able to pull together.

My question, is there a point when a lender is legally out of line in a case like this?  My client clearly did not trust her, or want to work with her anymore, but she could not stop this lender from calling everyone involved in the transaction.