Foreclosure Prevention Question: My house is in foreclosure? When will I have to move out?

Rocklin CA – The Stop Foreclosure Institute in Rocklin recently received a question from a homeowner facing foreclosure. I’ll call him Dave to protect his identity.

(Foreclosure is embarrassing and I don’t want to put his name out there.) Dave asked, “I haven’t made a house payment in a while. I’m just wondering how much longer it will be before I have to move out?”

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Here is the answer to Dave’s Question. It all depends on what his plans are and how tight he is on money.

Most people in foreclosure are at a disadvantage because they don’t how the process works. Here is the answer to his question.

It all depends what on the state he is located in and whether or not his lender has started the foreclosure process. So the first thing you should do is find out if the foreclosure has been started.

You can do that by calling the courthouse in your county or town. for example, if you live in Rocklin CA in Placer County, then you would call the Placer County Courthouse. They will direct you to the correct person.

Once you find the correct people, ask them for the foreclosure department. Then, ask the clerk there how you can research if a foreclosure has been filed against you.

They will either direct you to a website, or look up the information on their computer. Here is why it is important to find out if the foreclosure has been started.

We have seen many lenders wait 8 months, 12 months, and sometimes even longer, to start the legal foreclosure process. Many of them are backed up and don’t have the staff in place to handle everything.

Once the foreclosure has been started you will want to see how far along it is. Every state handles foreclosure process differently. In addition, they all have different time periods for redemption.

Because of that, I would recommend you contact a competent Stop Foreclosure Institute Specialist in your area. I am the local specialist for Rocklin California and surrounding areas.

If you are located in California and want more information on the status of your foreclosure, then send me an e-mail at mdpeek@gmail.com. I will contact you for a free consultation. Or, if you prefer, then you can call me at 916-580-6084.

Discover how other sellers successfully completed a Rocklin Short Sale

and request a free consultation by clicking here.

Thinking about a loan modification? Our Rocklin Loan Modification Kit

has the instructions you will need to get a loan modification approved with your lender. Click here to request a copy.

Thanks for reading this, Mark Peek.

Mark is a Real Estate Agent at Keller Williams Realty.

Phone: 916-580-6084. mdpeek@gmail.com.

“Know Your Options”

View My homes for sale at www.CallPeek.com.

Mark Peek specializes in loan modification assistance and short sales in Rocklin CA. Rocklin Loan Modification Help, Rocklin Short Sales. Rocklin Short Sale Realtor. Short Sale Realtor. Rocklin CA Short Sales. Rocklin Realtor. Rocklin Short Sale Specialist. Mark Peek helps sellers short sale their homes in Roseville, Rocklin, Lincoln, Folsom, El Dorado Hills, Orangevale, Fair Oaks, Citrus Heights, Antelope, Rancho Cordova, Sacramento and surrounding areas.

Copyright 2010 SFI Marketing Institute, LLC. All Rights Reserved. This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. The views expressed here are Peek’s personal views and do not reflect the views of Keller Williams Realty. This information on Foreclosure Prevention Question: My house is in foreclosure? When will I have to move out is provided as a courtesy to our viewers to help them make informed decisions.