Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Kent County Maryland - USDA Rural Development Home Mortgage Loan - No Money Down
If you currently rent in Kent County now is a great time to start thinking about purchasing home with the most flexible financing program available to all home buyers throughout Kent County Maryland. Despite what you may have heard about on the news as a result of the U.S. Department of Agriculture's commitment to facilitate moderate income households in rural communities there is a mortgage loan program with flexible financing requirements that is available in Kent County.
The Rural Development Mortgage Loan is underwritten by the USDA and offers extremely flexible lending terms and guidelines such as:
Down Payment Requirements:
$0 Monthly Mortgage Insurance Premiums: $0
Cash Required At Settlement: $0 (when the seller agrees to pay the closing costs and/or the house appraises for more than the purchase price the closing costs can be included into the loan amount up to the appraised value)
Minimum Credit Score: 620
Land value in relationship to overall property: 30% or less
Loan amount: no maximum
Maximum income caps (if household income exceeds these guidelines certain deductions are allowed to lower the gross income for qualifying purposes. see below for more information):
household size 1 - 4: $89,150
household size 5+: $117,700
No Renovation Projects allowed
Online tools available to assist home buyers with their USDA Loan zero down home search include:
USDA Vs FHA Cash Savings Calculator - despite the larger loan amount, since USDA doesn't require a down payment, a USDA Loan Vs. FHA Loan still results in a lower monthly mortgage payment
Housing affordability is incredibly low right now. With a glut of distressed properties available for sale home buyers have a large selection of houses to chose from, historically low interest rates, and true No Money Down Financing. Bottom line now is a great time to buy.
To learn about the USDA Rural Development Mortgage Loan go to MarylandUSDA.com or call (410) 552-5912 to quickly get answers to your mortgage loan questions and determine your eligibility for the USDA No Money Down Loan Program.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.