Teri's Picks for First Time Homebuyers in the Twin Cities North and East Metro--Priced Like Foreclosures & LOADED with UPGRADES!

Real Estate Agent with Boardman Realty Minnesota License#90858
Out of the hundreds of homes on the market in the Twin Cities only a handful are really good deals. And what might buyers might find surprising, especially first time buyers, is that some of the best priced homes are NOT foreclosures!

As a first time buyer, it may be hard to tell the gems from the junk because the best deal for a novice homeowner isn't always the one that with the bargain basement price. Some deals are hidden in the improvements a seller has made to the home. New siding or a remodeled kitchen could have cost thousands but sellers almost never get a dollar for dollar return on their investment,. So homes with recent upgrades can be a bonanza of savings to a first time buyer.

As a REALTOR® who works in the north and east metro, I can quickly tell which properties are the potentiall great deals for a first time homebuyer. As I work throughout North St Paul, , Oakdale, Centerville, Hugo, Forest Lake White Bear and all communities in the north and east metro, I wanted to start a weekly list of some of the best deals I have spotted on the MLS for a first time buyer . This week's list features homes with upgrades and/or special features!

All the homes are listed by traditional sellers which means a buyer can close quickly as no bank approval will be required. Each of the homes on the list are less than 20 years old and have at least 3 bedrooms, 2 baths, an attached 3 car garage and central air conditioning. And everyone of these fantastic homes are priced under $240,000!

Take a Look at my Picks for this Week's Top Ten DEALS:

  1. 1995 built Rambler in North St. Paul, 5BR/3BA/3 Car w/stainless appliances, ceramic tiled master & mother-in-law apt in lower level. $225K.
  2. 1990 built Centerville Split with 3BR/2BA/3 Car with new windows,siding, roof, furnace and A/C on almost 1/2 acre for $216.6.
  3. Modified Two-Story on almost 1/2 acre in Lino Lakes built in 1997 with 3BR/3BA/3 Car featuring hardwood floors, landscaped yard and vaulted ceilings for $219.900.
  4. Ham Lake1992 blt 4-Level on ACRE lot with 4BR/2BA/5 stall garage with walkout basement and concrete patio. Private and wooded for $204,900.
  5. 2000 Built 4-Level in Wyoming with 4BR/4BA/3Stall and 3400+ finished sq ft with vaults and gas fireplace. $235K.
  6. 5BR/4BA/3 Car attached Modified Two Story on 1/3 acre lot w/irrigation in Andover built in 1990 w/main flr laundry and master suite w/whirlpool bath $219.9K!
  7. Near park& walking trail this 5BR/3BA/3 Car Blaine home built in 2004 has hardwood floors, in-ground sprinklers and wet bar in lower level family room for $239,900.
  8. Moundsview 4-level 5BR/3BA/3 Car 1996 built on cul-de-sac w/hardwood, vaults and walkout to deck&patio. $229,900.
  9. 4BR/2BA/3 Car 1990 built Coon Rapids 4-Level with NEW roof, siding, furnace&carpet. Prof Landscaped w/irrigation and sport court in backyard! $228.5K.
  10. 1996 built Maplewood 4-level on cul-de-sac near walking trail has 4BR/3BA/3 stall with hardwood floors, gas fire place & irrigation system for $234,900.

NEED MORE DETAILS? Email me and I will send you a quick link to the details on these 10 awesome first time buyer homes!

**PHOTO FEATURED HOME** for First Time Buyers: 6794 Upper 28th St, Oakdale MN 55128 The Oakdale home in the photo above features a NEW Roof, NEW high quality Vinyl Siding, NEW Furnace, NEW Refrigerator & more! It has an oversized 3 stall heated & insulated garage. 4 Bedrooms. 2 Decks, completely landscaped yard on a pond and room to park an RV in the extended cement driveway. Priced at $229,900! Click address for additional info and photos.

MORE ARTICLES & INFO for First Time Homebuyers:

Posted by

Teri Eckholm. REALTOR with Boardman Realty, is a native Minnesotan who has lived and worked in the Minneapolis St Paul metro all of her life. She specializes in lakeshore homes, acreage properties and first time home buyers but assists anyone making a move in the north and east Twin Cities metro.

If you are buying, selling or relocating to Minnesota and need help from a professional REALTOR®, give Teri , a call or visit her website for a FREE Home Buyer Success Guide or FREE Home Value Report She specialize in acreage and lakeshore properties in the north and east Twin Cities metro area including Ham Lake, Lino Lakes and all communities in the Forest Lake School District! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.

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Lynda Eisenmann
Preferred Home Brokers - Brea, CA
Broker-Owner,CRS,CDPE,GRI,SRES, Brea,CA, Orange Co

Hi Teri,

I love reading your many posts, it's obvious to me (as a long-time broker myself and reader) you know your stuff, and equally/more important you care about those you work with in real estate. 

Because I live in CA I don't begin to know anything about your market...yet I know that YOU care about your consumers. So for anyone in the North and East Twin Cities, MN real estate market, YOU need to meet and do business with Teri Eckholm...end of story.

Nov 14, 2010 02:31 PM #1
Teri Eckholm
Boardman Realty - White Bear Lake, MN
REALTOR Serving Mpls/St Paul North & East Metro

Lynda--Thank you so much for your kind endorsement! :)

Nov 15, 2010 01:47 AM #2
Steve Scheer
Realty Oasis - Metro Brokers - Highlands Ranch, CO
Highlands Ranch Real Estate - Denver Real Estate

Great picks there Teri, first time home buyers have some great options right now.

Nov 15, 2010 02:06 AM #3
Bill Gassett
RE/MAX Executive Realty - Hopkinton, MA
Metrowest Massachusetts Real Estate

Nice job picking out some of the best buys on distressed properties. I know that a lot of folks specifically look for these!

Nov 16, 2010 01:26 AM #4
Teri Eckholm
Boardman Realty - White Bear Lake, MN
REALTOR Serving Mpls/St Paul North & East Metro

Steve--So many awesome deals are still on the market and since the tax credit expired, there is less competiition so buyers are able to negotiate much easier too!

Nov 17, 2010 11:03 AM #5
Teri Eckholm
Boardman Realty - White Bear Lake, MN
REALTOR Serving Mpls/St Paul North & East Metro

Bill--The best part is most of these aren't distressed! The sellers are traditional but motivated so the pricing is as good as some banks!

Nov 17, 2010 11:04 AM #6
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Teri Eckholm

REALTOR Serving Mpls/St Paul North & East Metro
Looking to buy or sell in the Twin Cities? Contact Me Today!
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