Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Is it just me, or does anyone remember a time when double digit interest rates were the norm, back in the 80's? What about a time, in the 90's, when 6.5-7% was considered to be a "low" rate?
If I hear one more person talk about 6% as a "high" mortgage interest rate, I just might scream!
I remember buying my first place in 2004, a small HUD condo, with FHA financing. My starting interest rate was 7.5% on a one year adjustable rate mortgage. That means that my rate would adjust every year, once a year, and it could have increased up to 1 full percent each year. It had an allowable maximum increase of 5%, which means that, if the market had soured further, I could have reached an interest rate of 12.5%!!!
Luckily for me, the market continued to decline, and my rate actually decreased slightly each year, but I had no way of knowing, and I was grateful to have my condo and my loan!
Where have those days gone? Where have those expectations gone? Have we lost the thrill and excitement of just knowing that we will finally have "our own place"?
Yes, the mortgage interest rates are unbelievably low right now, and yes, you should take advantage of them, if at all possible.
But no, they will not stay in the 3-4 percent range forever, and when (not if) they increase, please try to remember that others have paid much more, and they were happy to do so!
Because there was a time when you couldn't finance property at all, and then there came a time when you could finance a home, but you had to have a 20% down payment or more.
People were thrilled to finally be able to finance a house with less money down, and they knew that if they held their property long enough, they would reap the reward of increased equity, fueled by an inevitably stronger economic market, and a reduction of their principal balance, as they paid down their loan each month that it was held.
Today's awesome mortgage interest rates, while very welcome and necessary at the moment, are not normal, nor historical averages, and we need to remember that.
We need to be grateful that we have them right now, but understand that they will 'normalize' at some point, and when they do, we need to let go of the past (2010), move on, and let it go.
We will all have to go through some serious 'mortgage interest rate detox', but we are among friends and together we will fight the withdrawals, deal with pain and confusion, and become fully functioning, non-whiny members of society once again.
So, when you hear someone lamenting about their "high" mortgage rate of 5 or 6%, please remind them that we are all SO spoiled and addicted.
We Specialize In Real Estate Sales In North Orange County And The Bordering Riverside County Areas, Including Anaheim Hills, Brea, Corona, Fullerton, Norco, North Tustin, Orange, Orange Park Acres, Placentia, Tustin, Villa Park and Yorba Linda, California
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.