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Chop Wood, Carry Water, and Mortgage Vanishes - Day 6 of 31

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Mortgage and Lending with Academy Mortgage.......We are a Equal Housing Lender CO NMLS2421 : NMLS 264534

Chop Wood, Carry Water, and Mortgage Vanishes - Day 6 of 31

Monday's are always busy for me.  But, I accomplished my 'to-do' list; after going through my contact database this weekend I made a listing of whom to call and touch bases with - and I made the calls, talked to some, left messages for others.  And it's only Monday.  WOW!

What I was passionate about doing today was something entirely different however.  I have been working with a single woman for a Reverse Mortgage; I'll call her Carmi - not her real name.  Carmi is a widow, worked hard all her life, raised a family with her husband, had a 'meaningful' life as she puts it, and now in retirement is having a very hard time financially.  She's 3 months late on her mortgage to be exact. 

Carmi came to me as a referral, and didn't know much about Reverse Mortgages, and was not so sure 'this would work' (her exact words), even though she's lived in her home for a few years and had equity.  I explained again, she decided to give it a shot, so I pre-qualified her and we started the paperwork.  That was a few weeks ago.

Photo courtesy of gruar razvan ionut on freedigitalphotos.net

Closing is just around the corner, and Carmi is beyond thrilled to no longer have mortgage payments.  For the rest of this woman's life, no mortgage payments.  After talking with her today I was reminded why I love my job.  I love helping people.  I love hearing the levity in their voices and the excitement when I tell them they are pre-qualified for that 'bigger' home they need now that they have a second child, or when I tell a younger single working woman what price range she can shop for and that YES, she can buy a home with her income alone!

This passion and 'loving my job' feeling I had all day is probably what gave me the energy to make all the calls from my database work this weekend!

 

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_______________________

Ellen Adams with Academy Mortgage 

18 YEAR VETERAN IN THE MORTGAGE INDUSTRY

    Phone: 541-521-7192

    Cell: 541-521-7192

    Email :Ellen.adams@academymortgage.com

   Website: www.academymortgage.com/ellenadams

    NMLS: 264534 

    Stay In Touch: follow me on twitter Go to my WP website Go to my Facebook Page

 

ThinkBigWorkSmall

Susan Emo
Sotheby's International Realty Canada - Brokerage - Kingston, ON
Kingston and the 1000 Islands Area

Ellen -  I love the enthusiasm I 'hear' in your post!  If you lived in my area, you would be getting my business for sure.  Glad Day 6 was a good one :0)

Dec 06, 2010 02:50 PM
Lottie Kendall
Compass - San Francisco, CA
Helping make your real estate dreams a reality

Ellen, it's very apparent you are good at what you do, and love helping people. I'm a big fan of reverse mortgages and the peace of mind they can provide Seniors. Way to go!

Dec 06, 2010 02:58 PM
Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Condo and Home Specialists

Ellen, Looks like you're on your way with challenge. It's a great way to make sure we are working on and improving our business each day!

Dec 07, 2010 01:47 AM
Ellen Wright Adams
Academy Mortgage.......We are a Equal Housing Lender - Eugene, OR
LoansByEllen- Licensed in Oregon

Susan: thank you - I take that as a compliment!

Lottie: that's it exactly - gives them 'peace of mind.'  

Larry & Sheila: yes, that's what I'm learning in this 31 days - do something every day, even a tiny thing...it all ads up.

Thanks for the comments guys!

Dec 07, 2010 02:51 AM